So you’ve heard about that more Australians than ever are using mortgage brokers and this might be your first time, or time to find a new broker. You want to know how a mortgage broker can help you with your next home loan, and how Perth Broker especially can assist. Here’s some of the key reasons why more Perth locals are choosing to use Perth Broker’s finance specialists when looking for their next home loan.
We’re Perth Locals
That’s right, we’re local. No interstate or overseas call centres, we’re WA locals who when you say a suburb, actually know where you’re talking about. This local knowledge helps in giving that personalised touch to help you in purchase your next home, or save money on your existing loan. This knowledge is especially important with lenders increasingly having specific policies dependent on the suburbs and postcodes of properties.
Access More Home Loan Options
How many banks and lenders can you name? Did you know there are dozens of lenders in Australia which provide loans only to clients of mortgage brokers? With the increasing competition in the lending market, there is more loan products than ever to cater to different borrowers, with unique features, fees and pricing. By using Perth Broker you’re able to get a broader range of lenders and loan products.
Our Brokers Help You Understand Your Options
With the large amount of loan products on the market, it can be hard to make sense of what actually fits your needs. Our mortgage brokers help by helping you to clearly map out what your goals are, what features are “must haves” and which are “nice to haves”. From there we compare using industry leading software the interest rates, fees and features to determine the most effective products. On top of that we use our years of knowledge in the industry to also factor in any other discounts which can be applied, lender time frames and long term trends of lenders in maintaining, reducing and increasing interest rates over time.
Don’t Like Paperwork? You’ll Love Us Then.
No one likes paperwork, and that’s one of the reasons why more Australians than ever are using mortgage brokers. Our mortgage brokers help clients by completing any paperwork they can to help streamline your home loan process, helping you to get approved sooner and into your home, or saving money on your mortgage. As always there are documents which are important for you to complete, but we will help guide you through the process to limit how much time you are spending so you can focus on the important things in life.
Why Not Just Go Direct To the Bank
In 2011, less than one in three Australians went to a mortgage broker to secure a home loan, whereas in 2019 we’re at over two in three. The reason why is because more people are becoming aware of the value of using a mortgage broker who can advocate on your behalf. Whilst a bank lender can only show you the products available with their brand, they can’t tell you the bank down the road is offering a discount which will save you thousands of dollars a year instead.
A mortgage broker can.
Would you like to speak to one of our mortgage brokers? Contact Perth Broker today for a free discussion about your home loan needs.