Home Loans

Outside of the interest rates, bank fees are the second largest cost for most home loans. These fees can eithis be for the establishment of your loan, ongoing recurring fees or fees for changes to loan products, redrawing or closing your loan facility. Discharge and fixed rate cancellation fees can stop the sale of properties,

So you’ve heard about that more Australians than ever are using mortgage brokers and this might be your first time, or time to find a new broker. You want to know how a mortgage broker can help you with your next home loan, and how Perth Broker especially can assist. Here’s some of the key

When it comes to choosing which kind of home loan you want many consider and wonder which would be better, a fixed rate home loan or a variable rate home loan. You should always think about which one best fits your financial situation and which one would be the best for you. If you plan

An offset account is an account for your home loan which is usually our savings or transaction account. Based on your offset accounts savings, you will only be charged the interest depending on the difference between the total amount loaned and the offset amount. With this offset account affecting the total amount of interest,

When it comes to purchasing new property, most of us prefer get a home loan as this is a way we can pay for the transaction. This however is not something most of us are aware of in terms of steps and processes that are to gone through. The best solution is to use a

A pre-approval (also referred by lenders as an approval in principal or conditional approval), gives you a formal indication from a lender that you’re able to borrow money to purchase a property up to a certain value based on the information provided. Pre-approvals are provided by applying for a loan whis e you haven’t yet